Dotcash

Instant cash to your M-PESA

Apply in 5 minutes and get a loan of up to 80,000 KES fast.

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Licensed & Regulated by CBK

Dotcash

Simple Process

Get your loan in 3 simple steps

1

Apply Online

Download our app and fill out a quick application form. Takes less than 2 minutes.

2

Get Approved

Our AI instantly reviews your application. Get approval in just 5 minutes.

3

Receive Money

Money is sent directly to your M-Pesa account. Start using it immediately.

Why Choose Dotcash?

We're committed to providing the best loan experience for Kenyan

⚡
Lightning Fast

Get approved and funded in just 5 minutes. No waiting, no delays.

✨
Simple Process

No paperwork, no collateral. Just your ID and phone number.

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Numerous products

Develop your own financial plan based on your current financial situation.

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High loan amounts

900 to 80,000 KES. Flexible borrowing and repayment methods.

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100% Secure

Your data is encrypted and protected with bank-level security.

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Support

Our dedicated team is always here to help you, day or night.

What our clients say

Real stories from real people

"I have never been able to access financing from a bank because I don't have collateral. Today, I can handle unexpected expenses without stress. DotCash understands people like me."

JK

James Kamau

Freelancer, Nairobi

"Dotcash helped me cover an unexpected expense when I needed it most. The loan came through in minutes! No stress, no paperwork."

MW

Mary Wanjiku

Self-Employed, Mombasa

"Having quick access to cash when I need it is crucial. Dotcash has been a reliable partner over the past year. Highly recommend to everyone."

PO

Peter Ochieng

Contractor, Kisumu

Got Questions? We've Got Answers.

Everything you need to know about Dotcash.

Dotcash is a smartphone app, which allows anyone with an android smartphone to apply for a loan.
Once you are approved for a loan it is instantly sent to your M-Pesa account.
First loans range from Ksh 800-1500 and can grow up to Ksh 80,000 as you pay back your loans.
The repayment extension is for users who have a loan which is due but they are not able to fully pay the loan on time.
You repay the loan by sending the total amount due to our M-Pesa pay bill no. 4026417 and input your mobile number as the account number. You can also repay your loan through the Dotcash App on your phone.